The Exchange
Your gold has value.
Your jewelry may have more.
Every eligible piece starts with its verified fine-gold content. Qualifying jewelry may receive additional exchange value based on construction, condition, craftsmanship and marketability.
How Value Works
Two components. One club exchange value.
Fine Gold Value
Verified weight × verified purity
Jewelry Premium
Construction, condition, style, demand
Club Exchange Value
Expressed in Karat Credits
01
Verify
We evaluate the weight and purity of eligible jewelry to determine its fine-gold content.
02
Value
A desirable piece of jewelry may be worth more than its underlying metal.
- Solid construction
- Condition
- Style
- Craftsmanship
- Manufacturer
- Resale demand
03
Offer
Eligible pieces may receive a cash offer, an exchange offer, or both.
04
Decide
Accept an offer or keep your jewelry. Submitting a piece does not obligate you to sell or trade.
Scrap values gold.
We value the jewelry too.
Traditional gold buying often focuses primarily on metal content. The Karat Club is building a system designed to recognize additional value when a piece remains desirable as jewelry.
Your piece contains gold. That's the floor. If it's still desirable jewelry, it may be worth more.
Karat Credits (KC)
Karat Credits are an internal The Karat Club valuation unit used to represent fine-gold-equivalent value when evaluating eligible jewelry.
One Karat Credit represents one gram of fine-gold-equivalent value within The Karat Club's internal exchange valuation system. Credits are calculated from fine gold content — not total jewelry weight.
Gold Credits are an internal Chain Exchange valuation unit used to represent fine-gold-equivalent value when evaluating eligible jewelry. Gold Credits are not currency, cryptocurrency, securities, stored bullion or an investment product.
Estimated Exchange Value — Not An Offer
See how the numbers are built.
This educational tool shows how fine-gold content becomes Base Karat Credits, and where a jewelry premium may apply. It does not create an offer.
Estimates are for informational purposes only and do not constitute an offer. Final offers require review and may require physical inspection.
Estimated Club Exchange Value
Not an offer
Estimated Fine Gold
16.96g
Base Karat Credits
16.96 KC
- Potential Jewelry Premium
- 10.0% – 25.0%
- Estimated Exchange Credit Range
- 18.66 KC – 21.21 KC
- Reference Purchasing Value
- $2,626 – $2,984
Gold reference price $140.71/g — source: GoldAPI market reference.
Higher karat receives more Base Karat Credits because it contains more fine gold. That is metal content, not a jewelry premium.
The Trust Layer
An estimate can happen online. Karat Credits cannot.
No credits are issued until your piece has been physically received, inspected and verified by The Karat Club — and you have accepted the Final Club Offer built from that verified data.
Declared
Drives Your Estimate
Verified
Drives Your Offer
01
Estimate online
You tell us the piece. We return an Estimated Club Value from your declared specifications. It is a range, not an offer.
Estimate Only
02
Ship to the Club
You send the piece with tracking. Every movement is logged to an internal chain of custody from the moment the package arrives.
In Transit
03
Physical verification
We weigh, test and inspect in-house — fine gold content, construction, hallmarks, condition. Measured, never assumed.
Karat Verified
04
Final Club Offer
Your offer is calculated from verified data only. Base Karat Value plus Jewelry Premium, with the math shown to you.
Final Offer
05
You decide
Accept and Karat Credits are issued to your account. Decline and your piece is prepared and returned to you.
Your Call
Verification confirms fine gold content, construction and condition. It is not an appraisal or an insurance valuation.
Request An Evaluation
Submit a piece for review.
Nothing here creates an offer or an obligation. A physical inspection may be required before any offer is finalized.
- Base Karat Credits are calculated from verified fine-gold content.
- Any jewelry premium is determined by an administrator after review.
- You may receive a cash offer, an exchange offer, or both.
- You are never obligated to accept.
Prefer to talk first? Send a trade inquiry.
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Trade values are not guaranteed. Offers may depend on gold purity, verified weight, construction, condition, market conditions, resale demand, authentication and other factors. No transaction is final until the item has been physically inspected and accepted by The Karat Club.
Gold Credits are an internal Chain Exchange valuation unit used to represent fine-gold-equivalent value when evaluating eligible jewelry. Gold Credits are not currency, cryptocurrency, securities, stored bullion or an investment product.
Start Here
Buy the chain you want today.
Exchange credit is a path forward, not a substitute for buying well the first time.